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Happy New Year!

January 2nd, 2009 at 03:07 am

Just wanted to post briefly to say Happy New Year to everyone too!

Goals for 2009:
1. Savings back up to $10,000.
2. Attack last CC debt.
3. Replace sink and faucet in kitchen.
4. Stick to $100.00 per month each allowance (includes new clothing).
5. Get on treadmill every day I am not sick or have a migraine even if it is only for 5 minutes, but shoot for 30 each morning before work.
6. Cash for purchases, no more putting everything on AMEX "for the rebate". (We are up to a $462.00 rebate with 1 more month to go, plus we get another directly from Costco). I am sick of huge AMEX bill, plus theoretically we spent more right when using the AMEX right? I do pay it in full every month though. This month it is over $1700.00! What did we buy this month?? It runs a full month from the 1st to the end. Well okay, $300.00 on DH's truck and $258.00 to the DMV for registration of same truck... along with the usual Costco and gas and some eating out and Christmas.... it adds up fast.
7. Assign each room in the house a day for deep cleaning (or superficial depending on how tired I am).
8. Keep up better on laundry.
9. Try 1 new recipe each month or more.
10. Track spending (and keep tracking all year) with YNAB.

DH has been really good about receipts and is much more amenable to paying with cash than I thought he would be.

I already have spent my entire allowance except for $5.00 today. VS is having their semi-annual sale and I really did need new foundation garments. I also ran into Borders with my sister and mom and found some Christmas books half off so I bought a few for baby Ally along with an Easter book of baby animals. My mom bought me a jacket since she owed me for dinner out the other night for sister's birthday.

Then I stopped at K-Mart on the way home and bought a jug of ammonia and vinegar for the home cleaning I am doing over the weekend. DH also needed some Zicam and Vitamin C because he feels like he is getting another cold. I used my debit card for that, but that is still "cash" to me.

Luckily DH finally made a sweet potato pie today. It is cooling right now. I have been craving it all holiday season but we were so busy we kept buying pies and were never satisfied, even threw a couple away after having a piece or two, but then would buy another in the hopes of satisfying that craving....

Here's to a Happy 2009 for everyone! Eat more pie!

2 Responses to “Happy New Year!”

  1. HouseHopeful Says:

    Using cash instead of the credit card for rewards is something that I have been thinking about. I've wondered if I spend more based on the card as opposed to cash. Let us know how that goes.

  2. sicilyyoder Says:

    I'm trying to cut back- it nis har dfor me, as I'm in stores, as a contract merchandiser/auditor all day, several days a week, and each store has different things. I've thought about getting a treadmill.

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