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Thoughts on September

September 28th, 2009 at 11:30 pm

September is traditionally the most beautiful month here on the North Coast of California and this year was no exception. However, looks like the temperature is going below 50 the next couple of nights so we need to harvest our butternut squash.

We have decided to not waste our time on tomatoes next year. The time, effort and water used to try to eak out a few is just not worth it. Besides FIL grows them 1.5 hours south of us and we get plenty once he starts harvesting.

In fact this weekend DH made salsa and jalapeno poppers from his dad's garden bounty. Earlier in the week I had made roasted tomato sauce for a chicken cacciatore dish, enough for our elderly neighbors next door too.

Has anyone noticed that 3 paycheck months don't actually seem like the extra check comes that month, but the month before or after? This month it was before and I was able to save $2200.00 this month.

Also our renters owed us the summer rent money since they were out working all summer. Another $1300 now and another $1900.00 by October 1st.

Then yesterday YD told me that when my SIL gets his re-enlistment bonus they are paying us back the money they owe us. So that is a nice surprise. I told her I would rather they just save it and we won't buy them Christmas presents this year, but she said no, they want to pay us back. Why is it so hard to take money back from my kids that I loaned them??

So the big news is that DH has agreed on a frugal year with a goal of saving a fairly large amount of money by 9/1/2010. My two older sisters and I have challenged one another to an entire year of buying only what we need, no wants... Of course I had to let him buy the gun safe at Costco (actually I encouraged him to buy it) since we really should have a gun safe now that we have a granddaughter visit (not that we keep loaded guns around, but you get the idea). It will also be a place to keep our important papers as it has a few shelves in it too.

A Kohl's opened up yesterday in our old Mervyn's at the mall. We did not go, nor do I actually plan to since I am embarking on a no spend year. Mmmmm..... that doesn't start until Thursday October 1st and I do have a doctor's appointment in town tomorrow after work.....NO!! I don't need anything. I can make it a year without new clothes or shoes or socks or under garments and so can DH!

My one exception to this rule will be yarn. I started Ally this over the weekend:
http://www.petitepurls.com/Fall09/fall2009_ladybug.html

But I will only buy yarn for a specific project that I am starting immediately like this ladybug coat. I hope to have it done by Christmas and hopefully before.

This month's spending:
Food/eating out: 431.89 (eek a little high except we have been feeding our neighbors too at least once a week, 2 meals out).
Gasoline: $327.80 (we both filled up over the weekend, mine will last 2 weeks).
Household: 788.47 which includes cleaning supplies, garden spending, pets and the above gun safe.

I ordered up Direct TV which will be installed Thursday October 1st. That is going to save us $17.00 a month over cable with more High def channels, more normal channels and fox business (that we don't get now, it was going to cost more, which motivated me to finally call Direct TV) so I can watch Dave Ramsey and stay motivated (I love personal finance stories).

2 Responses to “Thoughts on September”

  1. littlegopher Says:

    What an adorable sweater! And what a lucky little girl to have a grandma who can knit such pretty things. She will love it!!

    I'm with you on concentrating on plumping up the saving coffers. September always seems like a good place to begin hunkering down. Good luck to you!!

  2. boomeyers Says:

    Wow! Good luck with the no spending. I think that is an excellent idea!

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