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Home > Day 61 of YOUF/No Spend Year 2018 Wins and Losses
 

Day 61 of YOUF/No Spend Year 2018 Wins and Losses

December 31st, 2018 at 10:20 pm

2018 Wins:
1. Mortgage under $100,000 (by $1), paid an extra $22,000 on principal.
2. Contributed maximum IRA funds for DH for both 2017 and 2018 in April 2018.
3. Able to cover all medical bills in full.
4. Celebrated our middle daughters wedding in May, gaining not just a new son, but a new granddaughter too. (Last of 3 daughters to get married).
5. Celebrated our 40th wedding anniversary with a paid for cruise to Alaska.

Losses:
1. Both my husband and myself had vehicles totaled. The truck was parked in front of our home legally. A well known tweaker was driving a barely legal truck that had a knocked out back window and no muffler, making for carbon monoxide poisoning. The guy was practically asleep after he hit out truck (all witnessed by our neighborhood watch captain who saw tweaker almost hit his truck), came outside and watched him careen down the street towards Dh's truck (which was given to him by his dear friend who just passed away). Then I was in a 4 car accident in which I was behind a vehicle stopped to make a left hand turn, two cars back hit the car behind me at full speed.
2. Did not make my 2018 IRA contribution.
3. Liberty Health denied DH's prostate cancer as "pre-existing". Now stuck because it would actually be pre-existing if we change. Not happy because they say he had cancer "symptoms". Ugh. Next year and the following in 2020 they will pay $50,000 then in 2021 it will be treated as though it was not "pre-existing".
4. Visited a bunch of quilt fabric shops and bought stuff on our trip up to Seattle along the Oregon coast. Came home from cruise and told DH to quit enabling me. He's the worst or best at that! I have vowed no new fabric purchases in 2019. In fact, no buying anything we don't need. Juneau and Ketchikan both had nice quilt fabric shops. We also got to see our former neighbors, a youngish couple, at our Ketchikan stop.

I figure if we can pay an extra $22,000 on our mortgage without even trying, I am shooting for an extra $30,000 this year.

2 Responses to “Day 61 of YOUF/No Spend Year 2018 Wins and Losses”

  1. creditcardfree Says:

    Thanks for participating! What symptoms were documented that the insurance company knew but your husband didn't?! That's seems like grounds for an appeal. Wishing you both great health in 2019!

  2. Homebody Says:

    I am appealing. It is not insurance, it is one of those medi-sharing plans. Our insurance was going to be over $1800 from $1100 a month for the both of us here in California so I switched 1/1/18. Getting up to pee in the middle of the night. Ummmmm there are several other diagnoses it could be. An RN makes the decision I did find that out.

    Glad to hear it's not just me with the auto fill on the replies!

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