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January 2009 totals

February 1st, 2009 at 05:48 pm

Budgeted amount Spent amount
Income total: $7,793.73
Charity : K-Love Radio Station $40.00
Charity : Miscellaneous $5.00

Utilities : Gas and Electric $32.74
(overpaid last month)
Utilities : Water $0.00
(Paid in December)
Utilities : Phone & Internet $87.55
Utilities : Garbage $46.90
(Billed bi-monthly)
Utilities : TV $114.64
(Yes I know, what can I say)
Utilities : Cell phone $30.00
Food : Groceries $319.69
Food : Restaurants $27.25
(Okay so things went downhill after my Costco hot dog/drink fiasco!)
Transportation : Gas & Oil $216.13

Medical/Health : Miscellaneous $12.66
Medical/Health : Reimbursable $124.57

Personal : Allowance-Cheryl $100.00
Personal : Allowance-Ron $100.00
Retirement: Roth IRA-Cheryl $50.00

Insurance : Auto insurance $306.68
Household : Cleaning supplies $20.29
Household : Miscellaneous $1,937.95
(December AMEX charges)
Household : Pets $54.82
(toys and grooming, almost out of food!)
Household : Holidays $5.35
(Christmas cards for next year)
Debt : State Farm Bank $200.00
Debt : RSB Bank $141.00
Investments : Car wash $486.70
Gifts : Ally $51.15
Gifts : Miscellaneous $125.97

Gifts : Katie and Jimmy $21.47
Total Spent: $4,651.35
Balance in checking 2/1/2009 $5,720.74

I paid off my Amex this month weekly, reflected in the various categories. I am especially proud of our groceries for the month. Hoping to do the same in February along with really a no eating out month! It's a short month, I should be able to do it! I was surprised by our gasoline costs, but some gas was reflected in investments and DH filling up going back and forth to the new business.

I went over in the car insurance category. Our monthly rate for 3 vehicles is $107.00, but somehow pay my Toyota Camry every 6 months and that hit this month.

Our income was higher than usual due to a $3000.00 dividend check. I already put that into savings along with paying my mortgage 2/1/2009 to ING Direct.

I had a rough week, ended up in the ER twice, once for a UTI and 45 minutes thereafter for a reaction to the medication they gave me. Luckily I work in the hospital, so it was close! DH went out of town and brought me a lovely lunch the day he left (Wednesday) so that was the eating out along with breakfast purchased in the hospital cafeteria since I was feeling sorry for myself after being diagnosed Friday. Ended up being told to go home by ER doc, which I did, a coworker drove me home and I dozed watching Lifetime movies the rest of day/evening with my doggies close by.

DH came home last night and today we went to pick up my car at work, then went to Safeway for their sale. Ended up getting 8 packs of Diet Pepsi for $1.00 a piece (in store unadvertised special) and then 4 packs of Diet Coke for 7.99. We cherry picked other on sale stuff, some veges, canned goods and Cranberry juice and managed to spend the required amounts to get both $10.00 off and a free $5.00 pepperoni pizza!

DH made a leftover turkey goulash type dish with side of fingerling/sweet potatoe roasted. Yum!

Time to go see what's happening with the Super Bowl.

1 Responses to “January 2009 totals”

  1. whitestripe Says:

    sorry to hear about the rough week, but i think your eating out figures were excellent, despite you wanting it to be a $0. (you should see my despicable eating out totals for January!!!)
    good luck on febs goal.

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