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Archive for January, 2019

Day 70 of YOUF/No Spend Year

January 9th, 2019 at 10:50 pm

Day 4 of tacos for dinner, for me anyway. Our neighbor brought down some homemade soup, which she does occasionally. DH has eaten that the past two nights. We have enough tacos for one more night.

DH said if we keep stretching our food like this our freezer food will last for 3 years!

My daughter picked me up in my car (that she borrowed because hers is in the shop) and took me to quilting group that meets twice a month at a local church classroom where we all sit around and yak while sewing or in my case, embroidering. I didn't feel like dragging the sewing machine out today. Usually I pack the car early and then drive in at the right time, but with daughter picking me up, and coming before I was ready, I was scrambling to get my current embroidery project together.

DH picked me up with the good news that our older truck will be ready to be picked up tomorrow so I am driving into town and he will either get a ride to the mechanic or will walk. DD will pick me up in the afternoon and drive back to her car dealership where her car also will be ready to pickup.

Hurray! I can work on decluttering and take a load to the local animal rescue shop on Friday.

DH ran to Ace Hardware and picked up 2 bags of bird seed, which is in the budget. Our chickens like it to and expect a few handfuls when I let them out in the morning.

Now if I can just get a good night's sleep.......

Day 68 YOUF/No Spend Year

January 7th, 2019 at 10:16 pm

We had leftovers for dinner. DH made tacos last night, one of our favorite meals when we can't think of what to make. We always keep tortillas in the frig and the rest of the fixins can be easily had in our home.

I took my mom to the doctor today and she talked her into a flu shot! Her fasting blood sugar was back to prediabetic levels so that was good news.

Even better news was my husband's follow-up PSA after his prostate cancer diagnosis and being on Proscar for several months. Well it was way down to 2.9 and his risk factors were less than 1% for death within 10 years or even full blown cancer. His doctor was very please and so am I! The best news is that he won't be needing treatment and since our medi-share people denied coverage as pre-existing, this is really good news.

I joined a 2019 Passionate Penny Pinching Home Challenge. This is the year! By the end of 2019 I will have decluttered and cleaned my house along with being careful with DH's earnings.

Oh and the other good news is my 10 year old granddaughter, Ally, got the lead in Alice in Wonderland musical. It's the first time she has tried out for a lead. We are very excited for her. She has so much self confidence for a 10 year old it's amazing. I remember when she was about 2, she was talking very well. I had her at a park in a swing in South Carolina or North I can't remember which. Another woman and a child arrived and Ally said, My name is Ally and this is my grandma.......pause while she thought.....Cheryl! I'll never forget that, it was the cutest thing! I didn't even know she knew my first name. She's a great kid.

Okay sleep, then tomorrow is clean out the refrigerator and mopping all "hard floors". I also need to work on the week's job of the pantry!

Day 64 and 65 of YOUF

January 5th, 2019 at 05:10 pm

I have to transition to writing during the day. I get so sleepy at night I have a hard time catching up and then blogging.

DH purchased a 3 pan set of JA Henkel's nonstick pans at Costco today when he picked up our prescriptions. We had looked at them before Christmas, but decided not to buy because we knew they would go on sale at some point, doesn't everything?

He spent about $100 between the pans and our prescriptions. Also DH's truck sputtered out and quit. He took it to our usual oil change place and he changed the oil and switched out the fuel line. Hoping that is all that is wrong.

But tomorrow I am driving him to his friend's house to pick up the truck that dear friend wanted him to have. It is a Toyota Tacoma, which is a bit smaller than his Dodge Diesel huge double cab thing I HATE driving. We think the Tacoma is about 10 years old, but has very few miles on it like a ridiculously small amount.

So both my husband and I had vehicles totaled in 2018 (truck parked legally next to the sidewalk in front of our house, and I was in a 4 car pile-up on 9/30/18) and I was given the 2004 Mercedes S55 AMG with about 75,000 miles on it, and DH is being given the truck. I feel very blessed and lucky to have these replacement vehicles. We used both insurance checks to start a vehicle fund, but now we don't need any vehicles. Right now there is $21,000 in that account, easily would cover 6 months of expenses. We need to make IRA contributions for both of us for 2019 and 2018 for me. I plan to have a meeting with DH on Sunday to go over what our plans are for the year.

DH is good about participating and giving ideas, but he NEVER initiates a discussion about money. In fact when I told him I wanted to have a meeting, he said "oh goody my favorite topic". I laughed. We have been married long enough that I don't expect him to suddenly change. All I can do is the best I can.

I told him he got a pass for the pans since we had already talked about getting them since we are doing this no spend year and his response was "I thought that was just for food". I started telling him everything we have plenty of and that I would not be buying anything we didn't NEED!

Day 64 and 65 of YOUF

January 4th, 2019 at 10:21 pm

I have to transition to writing during the day. I get so sleepy at night I have a hard time catching up and then blogging.

DH purchased a 3 pan set of JA Henkel's nonstick pans at Costco today when he picked up our prescriptions. We had looked at them before Christmas, but decided not to buy because we knew they would go on sale at some point, doesn't everything?

He spent about $100 between the pans and our prescriptions. Also DH's truck sputtered out and quit. He took it to our usual oil change place and he changed the oil and switched out the fuel line. Hoping that is all that is wrong.

But tomorrow I am driving him to his friend's house to pick up the truck that dear friend wanted him to have. It is a Toyota Tacoma, which is a bit smaller than his Dodge Diesel huge double cab thing I HATE driving. We think the Tacoma is about 10 years old, but has very few miles on it like a ridiculously small amount.

So both my husband and I had vehicles totaled in 2018 (truck parked legally next to the sidewalk in front of our house, and I was in a 4 car pile-up on 9/30/18) and I was given the 2004 Mercedes S55 AMG with about 75,000 miles on it, and DH is being given the truck. I feel very blessed and lucky to have these replacement vehicles. We used both insurance checks to start a vehicle fund, but now we don't need any vehicles. Right now there is $21,000 in that account, easily would cover 6 months of expenses. We need to make IRA contributions for both of us for 2019 and 2018 for me. I plan to have a meeting with DH on Sunday to go over what our plans are for the year.

DH is good about participating and giving ideas, but he NEVER initiates a discussion about money. In fact when I told him I wanted to have a meeting, he said "oh goody my favorite topic". I laughed. We have been married long enough that I don't expect him to suddenly change. All I can do is the best I can.

I told him he got a pass for the pans since we had already talked about getting them since we are doing this no spend year and his response was "I thought that was just for food". I started telling him everything we have plenty of and that I would not be buying anything we didn't NEED!

Day 62 and 63, YOUF/No Spend

January 1st, 2019 at 10:19 pm

My husband walked down to the liquor store and bought a beer. He made dinner for his BFF who lives around the corner. He had knee surgery and his wife went out of town to watch their granddaughter the rest of the week.

We took the dog for a good walk today. We worked a bit on end of the year stuff for the business.

DH made himself a grilled sandwich for dinner and I ate another leftover serving of lemon chicken.

Edit to add 1/2/19: Well apparently I was so sleepy last night I didn't actually publish my post.

That's okay. I ran to town to take my 10 year old granddaughter, Ally, to her doctor appointment for her allergy shots. My daughter's Ford Flex is in the shop again.

My two older sisters and I are having a grocery challenge, trying to keep our groceries to $200. Then older sister took a picture of dinner, so then I did too. It will make me be more creative and use what we have.

I was frustrated with the mail today. There is a collection letter from mom's cable company requesting $325 or $355 or something like that for her components. I mailed them all back via the UPS store several months ago, like June 1st! I'm not paying it. What are they going to do? Send my mom to collections? Who cares?? She is 89 and lives in assisted living AND I did return the stuff. I will call and be nice tomorrow.

Then Costco Citi card charged me interest and I paid in full minus a credit that came through. I always pay the full amount and I did!! So I have to call them tomorrow too!

Oh well, at least dinner was good. I picked some brussel sprouts out of our garden and sautéed with leeks, cauliflower, bell pepper and spinach. I mixed it with lemon walnut chicken I made a few nights ago. I ate every bit. DH put chopped honey baked ham on his. Then I made a free form apple tart that was delicious!

Again I am very sleepy! Oh and I stopped and bought beer and put gas in my car.