Today is my 55th birthday...(aaahhhh). I have been very sick for the past 9 days, but have still managed to work most days at least part of the day.
The last two years have been pretty much a free for all financially (as have the last two months). So I was hoping to talk to DH about finances, planning and him helping me out in the budget department in 2013.
We have been married over 34 years and I have done EVERYTHING pertaining to our finances. I love reading about saving money articles, grew up with very frugal parents, but I have not been that great at translating that into wealth. We have done okay muddling through, just think if we had a plan and stayed on the same page??
I take as much of the blame since I have a strong fabric addiction and have a hard time not buying for our sweet granddaughter.
But this morning, after DH made me breakfast, I paused the DVR'd Project Runway and told DH I wanted to talk to him about something. This always immediately makes him put up walls, but I asked him if he would be willing to help me with the planning and execution of a money plan.
I had gotten an Email from YNAB with their updates and now that I have a mini Ipad I think that I will be better about entering transactions. However, with DH doing 95% of food and household shopping, it was imperative he be on board.
Well guess what? He is!! I am so happy. It will mean upgrading to Version 4 and getting the apps for our mini Ipads, but I couldn't be happier or more relieved. We are going to make a reasonable budget and I took half the blame for our current overspending (last months and this month's AMEX bills have totaled over $9,000). No more impulsive fabric buying for me!
My daughter and granddaughter are back on the East Coast with my son-in-law for his deployment, so I am having a stress free Christmas. Along with being sick, nothing is really expected of me! I am watching Lifetime movies, drinking tea and juice and fooling around on my laptop!
Merry Everything! Hope everyone is having a happy holiday season.
My Birthday Wish Came True!
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